Ecommerce & Subscription Payment Processing That Scales with You

Accept payments confidently with a processor built for high-risk ecommerce and recurring billing. ScriptPay helps online brands manage continuity payments, reduce chargebacks, and stay compliant with bank and card network rules. 

U.S. Sponsor Banks
Advanced Fraud Protection
Transparent Pricing

4 Simple Steps to Get Started

4 Simple Steps to
Get Started

Trusted across the toughest industries.

Trusted across the toughest industries.

Dr. Drew logo, a ScriptPay client.
Patriot Rx logo, a ScriptPay client.
The Wellness Company logo, a ScriptPay client.
Scriptful logo, a ScriptPay client.

Frequently Asked Questions

Why do ecommerce and subscription merchants get flagged as high-risk?

Banks view recurring billing, free trials, and certain product categories as high-risk because of chargeback exposure. ScriptPay structures accounts and billing gateways to meet bank and Visa/Mastercard compliance requirements so you stay approved.

Can ScriptPay support recurring billing?

Yes. Our gateway supports recurring and continuity billing with clear descriptor management and proactive chargeback prevention.

What documentation is needed for approval?

Business license and EIN, Product or service descriptions, Refund and subscription terms, Previous processing statements (if available).

How long does approval take?

Most ecommerce and subscription accounts are approved in 2 to 4 business days once documentation is complete.

What MCC codes apply to ecommerce merchants?

Most ecommerce and subscription brands fall under MCC codes such as 5968 (Direct Marketing), 5122 (Nutraceuticals), or 5734 (Digital Services). Proper MCC coding ensures stable processing and lower dispute ratios.

Can ScriptPay help prevent chargebacks?

Yes. We monitor chargeback ratios in real time, offer tools for dispute response, and help you adjust billing practices to stay below network thresholds.

All Ecommerce and Subscription accounts go through a managed onboarding review to protect merchants and customers.

ScriptPay ensures:

Proper MCC Assignment
Active Chargeback Monitoring
FTC & Labeling Compliance
Bank-Level Encryption & Data Security

Get Approved to Accept Ecommerce & Subscription Payments

Join ecommerce brands and subscription services processing securely with ScriptPay.

Helping Businesses Turn  Risk Into Growth

Helping Businesses Turn
Risk Into Growth

Simple icon denoting positive reviews from ScriptPay clients.

"We’d been burned by vague promises before. ScriptPay was transparent, fast, and reliable from day one."

— Owner, Nutraceutical Brand

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"ScriptPay turned payments from a barrier into a growth tool. Our subscription revenue is up 30%." 

— VP, Subscription Platform

Simple icon denoting positive reviews from ScriptPay clients.

"Every other processor shut us out. ScriptPay got us approved in days and gave us a path to scale."

— CEO, Telehealth Startup

Simple icon denoting positive reviews from ScriptPay clients.

"Finally, a partner who understands compliance. We can focus on growing instead of worrying about chargebacks and rules."

— Founder, CBD Brand

Simple icon denoting positive reviews from ScriptPay clients.

"The approval process was quick and painless. ScriptPay gave us the stability we needed to launch new products with confidence."

— COO, Alternative Health Company

Simple icon denoting positive reviews from ScriptPay clients.

"Other processors saw us as too risky. ScriptPay saw our potential and helped us scale securely."

— Founder, Gaming & Entertainment Platform

Simple icon denoting positive reviews from ScriptPay clients.

"We’d been burned by vague promises before. ScriptPay was transparent, fast, and reliable from day one."

— Owner, Nutraceutical Brand

Simple icon denoting positive reviews from ScriptPay clients.

"ScriptPay turned payments from a barrier into a growth tool. Our subscription revenue is up 30%." 

— VP, Subscription Platform

Simple icon denoting positive reviews from ScriptPay clients.

"Every other processor shut us out. ScriptPay got us approved in days and gave us a path to scale."

— CEO, Telehealth Startup

Simple icon denoting positive reviews from ScriptPay clients.

"Finally, a partner who understands compliance. We can focus on growing instead of worrying about chargebacks and rules."

— Founder, CBD Brand

Simple icon denoting positive reviews from ScriptPay clients.

"The approval process was quick and painless. ScriptPay gave us the stability we needed to launch new products with confidence."

— COO, Alternative Health Company

Simple icon denoting positive reviews from ScriptPay clients.

"Other processors saw us as too risky. ScriptPay saw our potential and helped us scale securely."

— Founder, Gaming & Entertainment Platform