Payment Processing for Financial & Lending Businesses

Streamline transactions for lending, credit repair, and finance services with full compliance. ScriptPay provides sponsor bank partnerships and
risk-managed gateways built for financial products. 

U.S. Sponsor Banks
Advanced Fraud Prevention
Underwriting Transparency

4 Simple Steps to Get Started

4 Simple Steps to
Get Started

Trusted across the toughest industries.

Trusted across the toughest industries.

Dr. Drew logo, a ScriptPay client.
Patriot Rx logo, a ScriptPay client.
The Wellness Company logo, a ScriptPay client.
Scriptful logo, a ScriptPay client.

Frequently Asked Questions

What financial services qualify for processing?

Lending, credit repair, personal finance management, and credit counseling are supported once proper disclosures and compliance documentation are provided.

Why are financial services considered high-risk?

Regulatory scrutiny, refund potential, and customer disputes increase perceived risk. ScriptPay partners with sponsor banks experienced in financial underwriting.

What documentation is needed for approval?

Business license and EIN, Compliance certifications or legal opinions (if applicable), Refund and billing terms, Prior processing statements.

What MCC codes are used for financial services?

Common codes include 6012 (Financial Institutions) and 7277 (Credit Counseling). Proper MCC classification ensures regulatory alignment.

Does ScriptPay support installment or recurring payments?

Yes. ScriptPay supports both one-time and recurring billing structures with descriptor management and consumer protection compliance.

All Financial & Lending Services accounts go through a managed onboarding review to protect merchants and customers.

ScriptPay ensures:

Proper MCC Assignment
Active Chargeback Monitoring
FTC & Labeling Compliance
Bank-Level Encryption & Data Security

Get Approved to Accept Financial Service Payments

Join financial and lending businesses securely processing with ScriptPay.

Helping Businesses Turn  Risk Into Growth

Helping Businesses Turn
Risk Into Growth

Simple icon denoting positive reviews from ScriptPay clients.

"We’d been burned by vague promises before. ScriptPay was transparent, fast, and reliable from day one."

— Owner, Nutraceutical Brand

Simple icon denoting positive reviews from ScriptPay clients.

"ScriptPay turned payments from a barrier into a growth tool. Our subscription revenue is up 30%." 

— VP, Subscription Platform

Simple icon denoting positive reviews from ScriptPay clients.

"Every other processor shut us out. ScriptPay got us approved in days and gave us a path to scale."

— CEO, Telehealth Startup

Simple icon denoting positive reviews from ScriptPay clients.

"Finally, a partner who understands compliance. We can focus on growing instead of worrying about chargebacks and rules."

— Founder, CBD Brand

Simple icon denoting positive reviews from ScriptPay clients.

"The approval process was quick and painless. ScriptPay gave us the stability we needed to launch new products with confidence."

— COO, Alternative Health Company

Simple icon denoting positive reviews from ScriptPay clients.

"Other processors saw us as too risky. ScriptPay saw our potential and helped us scale securely."

— Founder, Gaming & Entertainment Platform

Simple icon denoting positive reviews from ScriptPay clients.

"We’d been burned by vague promises before. ScriptPay was transparent, fast, and reliable from day one."

— Owner, Nutraceutical Brand

Simple icon denoting positive reviews from ScriptPay clients.

"ScriptPay turned payments from a barrier into a growth tool. Our subscription revenue is up 30%." 

— VP, Subscription Platform

Simple icon denoting positive reviews from ScriptPay clients.

"Every other processor shut us out. ScriptPay got us approved in days and gave us a path to scale."

— CEO, Telehealth Startup

Simple icon denoting positive reviews from ScriptPay clients.

"Finally, a partner who understands compliance. We can focus on growing instead of worrying about chargebacks and rules."

— Founder, CBD Brand

Simple icon denoting positive reviews from ScriptPay clients.

"The approval process was quick and painless. ScriptPay gave us the stability we needed to launch new products with confidence."

— COO, Alternative Health Company

Simple icon denoting positive reviews from ScriptPay clients.

"Other processors saw us as too risky. ScriptPay saw our potential and helped us scale securely."

— Founder, Gaming & Entertainment Platform